Which plan is right for me?
Am I getting all getting all of my benefits?
Vision Insurance may be right for you:
Have a tight budget or fixed income and need a premium that won’t increase
Need coverage for burial, funeral, or other final expenses, or to pay off debts
Would like to supplement existing insurance coverage
Want to build cash value and have access to funds in an emergency
What’s included in a Vision policy?
Gauranteed coverage that lasts the rest of your life
Premiums gauranteed not to increase
Potential cash value that grows on a tax deferred ** basis
A set benefit to be paid to your designated beneficiaries at your death
Frequently Asked Questions
What's the difference between whole life and term life policies?
Like whole life plans, most term life plans have a fixed premium and fixed death benefit. However, whole life provides benefits for the rest of the insured person’s life, whereas term life only lasts for a specific period of time. In addition, a whole life policy includes cash value, whereas a term life policy only includes the death benefit. On the other hand, term life has a lower premium per dollar of coverage and significantly larger death benefits are available.
What's the difference between whole life and universal life policies?
Whole life and universal life are both types of permanent life insurance, so they have many characteristics in common. Both whole life and universal life provide a death benefit for the rest of the insured person’s life. The main difference is that whole life has a fixed premium and a fixed benefit, whereas universal life has more flexibility — but that flexibility also comes with more risk, as the premium might increase.
How much does whole life insurance cost?
In general, whole life is a highly affordable type of insurance, and the premium will never increase. Your premium takes into account your current age at the time of issue, your gender, and your death benefit amount.
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We are here for you.
We provide the best Whole Life, Term, & Final Expense Insurance to communities in MS, IL, LA, and TN.
We pride ourselves on offering fast courteous service and providing insurance products that fit into your budget, even on a fixed income, and even if you have health issues.
We happily serve our senior community by answering any medicare questions you have and insuring you get all of the health benefits and coverage available to you.
Simply put, we are committed to helping you.
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Pam really cares about her clients,
and you can tell from the first time you speak with her.
Pam helped me cover my myself, and my grandchildren
and put my mother in a medicare plan with great benefits.
I finally have Life Insurance I can afford, and $0 Benefits on my medicare plan.
Thank you so much!